At Dogwood Loans, we understand that financial events don't always follow a regular pay schedule and sometimes we need some help. Our mission is to provide customers with fast access to a personal loan through a simple, secure and transparent process.
A personal loan is a type of loan that is intended for personal or family use. Personal loans are typically unsecured, meaning that it is not necessary to have any form of collateral such as property to be approved. All you need to qualify is proof of your identity and a regular source of income. Some common uses for personal loans are completing a large purchase, renovation or repair, consolidating debt, or to simply cover unexpected expenses, both large and small.
We believe that everyone deserves access to credit. When you submit your loan request with Dogwood Loans, your application is considered by over one hundred lenders. Our lenders offer multiple loan options to suit your needs, industry-standard security, around the clock access and the ability to apply from home or on the go. The power of borrowing is effectively put in your hands!
Our secure application form only takes a few minutes to complete. The process is completely online - no lineups and no waiting. Our form is also optimized for both iOS and Android browsers for on the go applications.
Once we have located a lender to match your request, you can review and e-sign your loan agreement on the spot. Once the process is complete money is usually deposited into your bank account as soon as the next business day.
Dogwood Loans manages a network of personal loan lenders that offer the flexibility to repay with multiple instalments, in some cases up to 60 months. We also work with short term lenders who offer smaller loans that are typically paid back according to your next pay date. In cases where we are unable to match you with an instalment lender we do our best to secure a short term loan to address your immediate cash needs.